Employee Benefits Exclusively For
Independent Retailers.

We are excited and pleased to offer you an opportunity to participate in an employee healthcare benefit plan designed exclusively for Independent Retailers, their employees and dependents.

Now considered the second largest single employer expense for most American businesses, Independent Retailers are not alone in their efforts to reduce and control the cost of employee medical benefits.

IRBT has taken the lead by providing one healthcare benefit plan to meet the unique needs of Independent Retailers. Independent Retailer purchasing power has been combined under the Independent Retailers Benefit Trust (IRBT) to create a lower cost benefit delivery system.

Both large and small Independent Retailer companies are feeling the pinch. This problem is even more critical for smaller businesses that have to pay more for coverage when competing with larger companies to attract and keep their employees. The delivery of benefits is no different. The less you buy, the higher the cost per unit.

Small businesses in general have fewer benefit options available to them and each option includes higher cost factors when compared to the options available to larger companies. Independent Retailers Benefit Trust was established to meet the unique cost and benefit requirements of an Independent Retailer.

Independent Retailers Benefit Trust qualifies as a fully insured employee benefit plan under federal ERISA standards.

To get a quote, give us a call at Benefit Services: 866.902.6227
or email us at Retailers@Benefitsvcs.com

Note: Available in all states except Hawaii, Nevada, Texas, and Washington.

*All things being equal